problem constructing tables.

[screwed over]

OK, i officially hate tables now. im getting an error with this code (in globals):

function LoadDeck(user)
	ldTable = {}
	ldTable.Deck = {}
	cDecks = INIFile.GetValue(sFold..User.."\\decks.ini", "Decks", "Count");
	ldTable.dCount = cDecks;
	for d=1, cDecks, 1 do
		dName = INIFile.GetValue(sFold..User.."\\decks.ini", "Decks", "Deck"..d);
		ldTable.Deck[d] = dName;
line 79->	ldTable.Deck[d].Card = {}
		dcCount = INIFile.GetValue(sFold..User.."\\decks.ini", dName, dName.." Count");
		ldTable.Deck[d].Count = dcCount;
		for c=1, dcCount, 1 do
			cData = INIFile.GetValue(sFold..User.."\\decks.ini", dName, "Card"..c);
			ldTable.Deck[d].Card[c] = cData;
		end
	end	
	return ldTable
end

im using this code to call it from on Preload:

if deck.Deck[1].Card[1] ~= nil then
Dialog.Message("Notice", deck.Deck[1].Card[1], MB_OK, MB_ICONINFORMATION, MB_DEFBUTTON1);
else
Dialog.Message("Notice", "error", MB_OK, MB_ICONINFORMATION, MB_DEFBUTTON1);
end

and heres my error message:

on Preload, Line 79: attempt to index field '?' (a sting value)

i hope thats enough information for you guys. as usual any help would be immensly appreciated.